Internet connection is required if you have synchronized OneDrive with Word. You can use Microsoft Word in offline and online modes. But the G-suite comes at a price of $5 per user per month. If you want to use Google Docs for personal work, you need not make any purchases. There are three different packs for personal, family, and enterprise use.
The price of Microsoft 365 access is relatively high, and there is no option to get the billing done monthly.
However, it is free, and you don't have to pay any price for the purchase. Google Docs is a bit difficult to use and you need some time to learn all the available features. Microsoft Word is easy to use but to access all the features, you have to purchase the license for Microsoft 365.
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